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Commercial or Indemnity Insurance Plans

Health Insurance CoverageInformation Updates, October, 2001:

  • Standard Commercial or Indemnity Insurance Plans frequently give subscribersthe freedom to see any physician affiliated with any facility with littleor no financial penalties.
  • These insurance plans often have co-payments, deductibles and/or "out-of-pocket"expense policies which may result in balance billing by physicians andhospitals.
  • All patients / subscribers should familiarize themselves with policy coveragedetails and rules, exclusions, etc. that may result in patient financialresponsibility.
  • Many Commercial Insurance plans require the completion of claim forms prior to payment consideration. Please refer to your individual policy for further details.

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